Time

Whoa. Not once did I think that there would be a 20 day hiatus in posting wedding-related news to HWOTH. We've experienced some ups and downs this month and our time has been very limited of late. I guess life is supposed to do that, huh? RIPSTYW

Well let's see what I put out there...

* The picture related to this story caught my eye more than anything else. Agree/Disagree? Looks the entree to a joke. Lewd, I hope.

* Um, I love when Scots (or Brits) use the word dodgy. "I tried to ban loads of relatives from my own nuptials – and not just because they might look dodgy in the photographs." An interesting perspective to say the least. I dare you to make it a part of your everyday chatter.

*Its a shame that its taken this long for this to happen down unda, mate.

* Tiffany's quality on a Macy's budget - The rise and fall of Fortunoffs. Gulp! Eek! Uh, oh!

* According to WeddingChannel.com we still need to deal with wedding insurance, hotels, and a veil for Coco. Baby, what's up with center pieces??

* Romo? Jessica? Say What?!?!?

Hmmm....

What to report....what to report....

-Coco wants a wedding cake like THIS!! As if.
I get my piece first!

-Keeping with the theme; I wonder what we'll do about a cake?! Do we choose a sophisticated elegant look, or show our playfulness and select something more in line with the above?? I just want it to taste good. With buttercream. A hint of whiskey (the scotch kind). And chocolate. Mmmm. What IS fondant anyway?? Coco, anything here make you hungry??

-And here's our tribute to "The Biggest [Wedding] Loser"...who in their right mind would order a wedding dress 8 sizes smaller than her current size. I'm not too sure but the groom just happens to work at a health club - score. How far off is that wedding anway?

-Wedding Insurance; still didn't get it yet. Doh.

-BFAM (NC); this IS ALL YOU! ¿Dónde es el EL Producto??

Random Ramblings

Wedding Insurance

With the cost of weddings forever rising, it seems only natural to provide oneself a safety net just in case things don't go as expected. I still haven't pulled the trigger on this. My only real concern is how far in advance do I need to secure it. I obviously understand that going to contract a fews days before is most likely not an option. Thoughts?

I would tend to argue that insurance should be procured as soon as we start putting down deposits on the reception venue, band, photographer, etc.

Doh! Better get on it.


The Dress Ordeal

Rockstar designer Monique Lhuillier has this to say about dress shopping:

1. Go in with an open mind. You may think you know what you're looking for and what works for you, but you have to try on several different dresses.

2. Don't shop with too many people. You'll just get confused, because everyone has an opinion. Listen to the little voice inside of you.

3. Fit is key. Be as comfortable as you can in your wedding gown. The better it fits, the happier you will be on the big day.

Talk about enlightening.

Did you also know that she is teaming with Royal Doulton in October to launch a fine china and stemware collection??

Here's more juice on her.

Watch out Vera Wang - your designs seem to resemble targets.

The Market - A Potential Play

Here's the evolution of what I'll eventually get to - please keep up:





A) According to USA Today, a study by Modern Bride states the average wedding costs roughly $27,852.

B) I am planning a wedding. If you are reading this you probably already know this.

C) Studies show that for approximately 1% or 2% of that cost, a wedding can be insured. See my post from early May about looking for a provider. [The Fireman's Fund also provides wedding insurance.]

D) I am interested in wedding insurance. Again, if you are reading this you probably already know this.

E) This is supposed to be a very active year with 17 named storms and 9 potential hurricanes. Read about it here.

F)Mom lives in Florida. Her house is equipped with hurricane shutters.


What does this all mean? (keep scrolling...)


Insurance stocks might be a good play with increasing premiums (& love - the Branjelina kind).

Related, how is Affinity (Parent company Aon Corporation - AOC) not a good play seeing that WedSafe seems to be the primary wedding insurer out there. I've yet to dig into their financials. Thoughts?

Protection

When the day comes, I'll be surrounded by the right people just in case anything goes wrong - hair out of place, foreign object stuck in teeth, the Uninvited guest, etc. Whatever it is I think I'll have it covered. God forbid if something is out of my control, right?

But that's just it. Things will be out of my control. Hence this post on wedding insurance.

I haven't seen much out there on it and what little I do find, it's limited to WedSafe.com or About.com. I've also found info here but there site looks really sketchy. Regardless they do have some good info available as PDFs for download. Items that seem to be covered at first glance include:

-bridal party attire
-venue bankruptcy/closings
-wedding cancellation
-honeymoon cancellation
-wedding photography
-injury liability
-invitations

the list goes on....

Seems pretty inclusive; I just have to find out about all of the details.

The Knot has this FAQ on it.

So, did you get wedding insurance??

ps...I'm looking for quotes if you know for anyone.